The Best Payroll Check-Printing Software For Small Businesses

When it comes to an easy-to-use cloud-based software that can have you printing checks in minutes, Online Check Writer is a fantastic choice. And when you add on Online Check Writer's other features, the software becomes the clear winner of this category. It is a favorite for small businesses and government agencies and is rated highly across all platforms boasting an all-in-one payments solution.

If it's just check-printing that you're after, great! But if you want to expand into other payment options, Online Check Writer can help with other things, including digital checks, email checks, check mailing, vendor pay, and same-day ACH transfers with low transaction fees.

When it comes to check-printing, Online Check Writer makes it simple. When you're ready to expand, it's there to help with that, too.

Online Check Writer Pricing

Online Check Writer is a subscription service. It has a pay-as-you-go model that starts with a $30 recharge. Other plans for small businesses range from $49.99-$499.99/month. Enterprise-level businesses have custom quotes starting at $999/month.

Online Check Writer Features

Online Check Writer's features include:

• Check-printing
• ACH payments
• eCheck/email check
• Checks by mail
• Pay by credit card
• Bill pay/vendor invoices
• Check draft
• Get paid by form
• Integrates with QuickBooks and Gusto

Is Online Check Writer For You?

If you need to print fewer than five checks per month, you can use Online Check Writer's pay-as-you-go service as an inexpensive check printing option.

If it's just printing checks you're after, then you may not want or need the other payment solutions the company provides. The service could also become expensive if you are just using the check-printing feature. However, Online Check Writer is a solid choice for small businesses looking for an all-in-one payments solution in addition to check-printing.

Do you need software that prints checks without other bells and whistles? Something with a simple interface that doesn't require special paper or ink? Checkeeper is super easy to use and has a straightforward drag-and-drop interface. It focuses specifically on printing checks, and it does so with ease.

It is affordable, simple, and the best option for small businesses that want to print checks and nothing else.

Checkeeper Pricing

Checkeeper is $14.99/month after a 14-day free trial; the price includes unlimited access to the printing software and Checkeeper's technical support team. Optional check-mailing starts at $1.25 per check mailed.

Checkeeper Features

Checkeeper's features include:

• Powerful template editor
• Automated check-mailing
• Check-printing
• Batch printing
• Integrates with FreshBooks, QuickBooks, and Xero
• Bank-level security

Is Checkeeper For You?

If you need any other payment solution, Checkeeper isn't a good fit, but if it's just printing checks you need, then you can't go wrong with this cloud-based and easy-to-use software.

It can be as easy as putting paper in a printer, creating your check in minutes, and clicking print. Easy, affordable, and singularly focused on printing and mailing checks and nothing else.

If the requirement of needing special ink and special check-printing paper isn't automatically a turn-off, then your small business might like the easy-to-use and affordable software CheckBuilderPro.

This service is available to purchase as a one-time download or (for those who still are more comfortable) as a CD-ROM set. Another benefit is that your small business does not need to enter your bank routing information online; you can easily run checks from any number of accounts without hassle.

Reviews on Amazon and other websites say that the support (despite being done 100% via email) is above and beyond. Because there are no limits on the software, it is a huge bargain for businesses running a lot of checks.

CheckBuilderPro Pricing

CheckBuilderPro costs $59.95 as a one-time download or CD-ROM package. A batch-builder add-on is needed to print batch checks.

CheckBuilderPro Features

CheckBuilderPro's features include:

• Make personal checks, business checks, deposit slips
• Have unlimited accounts
• No subscription fees/monthly fees
• Print blank or w/payee information
• Fully customizable checks
• Custom reports
• Integrates with QuickBooks and Xero

Is CheckBuilderPro Right For You?

Does your small business need to run a significant number of checks? Possibly even for different businesses or from different accounts? CheckBuilderPro's fantastic software is designed to be a great fit for businesses that need to print various types of checks often and prolifically. It's the most affordable option with the best customizable checks for big jobs.

If you are a Windows user, Print Checks Pro was built with your small business in mind. Print Checks Pro is also one of the only check-printing software that comes with a mobile app. It's these two qualifiers that help boost it into our best-of category. While the mobile reviews aren't fantastic, the company is working on updating and expanding its options -- and most of the complaints are that the service is not free.

Other than that, it is similar to the other products in that it is easy to use and affordable. Its mobile app is clean and simple. Print Checks Pro allows for complete customization and does not require special ink.

Print Checks Pro Pricing

The Print Checks Pro Deluxe version (both the automatic download and the CD) is $49.99, while the regular Print Checks Pro version is $29.99 (download or CD).

Print Checks Pro Features

Print Checks Pro's features include:

• Compatible with US and Canadian Banks.
• Multiple accounts (unlimited)
• Use blank check stock or Quicken-compatible preprinted business/personal-size checks.
• Add your business logo, bank logo, and signature images
• Make your own blank checks
• Backups are compatible with all PrintCheck versions
• Share the database between the desktop and mobile versions

Is Print Checks Pro For You?

If you have a small business that's on the hunt for check-printing software that comes with a mobile app, then this is the software for you. For the price and its ease of use, Print Checks Pro is perfect for Windows and mobile users.

For small business owners who do not have the time to hassle with software that requires downloads, installations, and CD-ROMS, there is Print Check Online -- which allows you to enter basic information and print checks straight from your computer in less than a minute.

This free payroll check-printing software option is perfect if you only need to print the occasional check from a single business account. It's easy to set up a free account and begin printing. Print Check Online also has a demo account that allows potential customers to play around with the interface to make sure it's easy and intuitive.

Print Check Online Pricing

The free version allows for one profile, one bank account, and one check per day. Other priced plans are the Basic Member ($35/year), which increases the daily check limit to two checks per day; the VIP Member ($10/month), which adds advanced reporting and five checks per day; and the Platinum Member ($18/month), which adds unlimited check-printing.

Print Check Online Features

Print Checks Online's features include:

• This payroll check-printing software is free for two months
• Up to 10 bank accounts allowed on Platinum Account
• Unlimited check printing on Platinum Account
• Advanced detail reports

Is Print Check Online For You?

If you need bells, whistles, customized graphics, integrations, and a variety of reports, then Print Check Online is not a good fit.

If you want a basic, simple, quick, and easy check-printing interface -- and you don't want to install or download anything -- then you are Print Check Online's perfect customer. This software is great for small businesses that only have to pay a few vendors via check or where check-printing might be a one-off instead of an everyday occurrence. Need to print more than one check per day? The cost to use Print Check Online is still one of the most affordable software options out there.

CheckRobot's pricing structure makes it easily the cheapest and most affordable option for small businesses looking for straightforward check-printing software as a service. That price doesn't come with the ability to customize or integrate with any accounting software, but if check-printing is what you're after, CheckRobot delivers.

CheckRobot Pricing

CheckRobot is free for up to three checks per month; after that, you will pay $6.50/month. (However, there is a discount if you pay yearly, which drops the price to $4.50/month.)

CheckRobot Features

CheckRobot is not rich with features. It is a simple check-writing and printing interface. You can print checks without special ink. (CheckRobot does suggest printing specifically on check paper.)

Is CheckRobot For You?

Do you need to print a lot of checks per month but don't need to customize those checks or integrate any other software? This is where CheckRobot shines. It is the most affordable option for bulk printing or printing unlimited checks.

Gusto is one of our top-rated payroll software options for small businesses.

It is easy to use for both employers and employees. (We use Gusto here at Merchant Maverick and find the interface intuitive and simple.) Customer service is quick and reliable and is continuously adding on, updating, and improving upon its services.

Gusto also offers check-printing and mailing services. So if you have a small business that wants to put good payroll software front and center, with check-printing as a secondary feature, then Gusto is a perfect option.

Gusto Pricing

Gusto has three pricing plans for businesses that pay employees and contractors. Gusto’s Simple plan costs $40/month + $6/person per month, and its Plus plan costs $80/month + $12/person per month. Gusto's Premium plan is for growing businesses and uses custom pricing. A fourth pricing plan covers payments for contractors only and starts at $6/month per person.

Gusto Features

Gusto's payroll features at the Plus level include:

• Time tracking
• Project tracking
• eSigning
• Advanced PTO management
• Next-day direct deposit
• Advanced onboarding tools
• Workforce costing reports
• Employee directory
• Multistate payroll
• Employee management tools
• Custom reports
• Customizable templates

Is Gusto For You?

Gusto is a fantastic payroll option for small businesses of any size. If you have one to two employees or 20+ employees, Gusto works with you to customize options that fit best with your company. It also can help facilitate check-printing if you or your employees require that.