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Fora Financial Review: Merchant Cash Advances & Short-Term Loans

Fora Financial is a direct lender that might be a great fit for high-risk businesses looking for quick (but possibly expensive) funding.

    Chris Motola
  • UPDATED

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Fora Financial At A Glance

  • Fora Financial is a direct lender offering short-term loans and merchant cash advances to businesses
  • Fora Financial’s low credit score requirements make it a good lender of last resort for businesses having trouble meeting lending requirements
  • Borrowers with strong credit can probably find better rates elsewhere

Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
Chris has been writing about small business topics since 2003. In 2015, he joined Merchant Maverick, where he writes about business financing, payment processing, and demographic trends in entrepreneurship. Chris has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida. He currently resides in the Hudson Valley region of New York.
Chris Motola
View Chris Motola's professional experience on LinkedIn.



The Merchant Maverick Seal of Approval 🏆

Fora Financial


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After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Fora Financial for yourself.

The Merchant Maverick Seal of Approval 🏆

Fora Financial


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Fora Financial for yourself.

Sources

To learn more about how we score our reviews, see our Business Loan Rating Criteria.

11 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Jamkirea

    Organization Name: Golden hands

    Fora Finacial did a wonderful job for our company we are able to build a business relationship and John Rodriguez did a wonderful job as far as getting the assistance we need it for our company it doesn’t matter your credit score it could be low they’re still able to help you so don’t panic call FORA Finacial they can help you get out of the situation if you own a company.

    5

    This comment refers to an earlier version of this review and may be outdated.

    Jeff Lawson

    Organization Name: lawson chiropractic

    I am currently being charged 80% interest on a short term loan by Fora Financial. 10,000 is costing me me over 4k over 6 months. They didn’t even give me the whole ten thousand because they took fees out of the principal. Now in the middle of a Pandemic despite my business being down 80% and no stimulus relief in sight they still take out $70 a day from my bank account.. They will receive stimulus money and will not use it for it’s purpose which is to help people in my situatation!

    1

    This comment refers to an earlier version of this review and may be outdated.

    Asta K

    Organization Name: Road King Express Inc

    I will not suggest work with these guys , they promises you one think and at end they hit you big rates ,Stay Away

    1

    This comment refers to an earlier version of this review and may be outdated.

    micah

    Extremely high interest rates and they only let you prepay with less interest in the early months of the loan. I would not recommend Fora to anyone because there are many other quick lenders with much better terms than Fora financial.

    1

    This comment refers to an earlier version of this review and may be outdated.

    Kelly

    Organization Name: ATWORK

    Do you recommend a quick loan lender for a franchise owner? Keep in mind that all the top line revenue runs through the corporate office and not the individual franchise.

    This comment refers to an earlier version of this review and may be outdated.

    Jessica Dinsmore

    Hi there Kelly,

    I’d try ApplePie and Funding Circle first, as they work with a lot of franchises so they might understand the situation better. Best of luck!

    This comment refers to an earlier version of this review and may be outdated.

    Eilyn

    Organization Name: Moon hawk transport llc

    Excellent review, great info. Thank you, this definitely helps with my decision.

    This comment refers to an earlier version of this review and may be outdated.

    chris

    I agree thanks for the heads up of how these people make their money much appreciated.
    Chris

    This comment refers to an earlier version of this review and may be outdated.

    Dwinell Fenton

    Excellent excellent review! I just received an offer from Fora and had no idea what I was in for. What would the Internet be without writers like you

    5

    This comment refers to an earlier version of this review and may be outdated.

    Lisa

    Thank you for reviewing Fora Financial. I do feel like I need more information on STL/MCA however I now know where to start. The article is well written and very helpful.

    This comment refers to an earlier version of this review and may be outdated.

    Drew Brochet

    Thank you for the very detailed feedback. Very helpful.

    This comment refers to an earlier version of this review and may be outdated.

Comments are closed.

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