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Kymberlin Bush

Merchant Maverick Contributor

Expertise: Payroll & Business Insurance

Education: BA Creative Writing, Pacific University

Merchant Maverick Archives for Kymberlin Bush

business insurance quote

Understanding Your Business Insurance Quote

At its most basic, a business insurance quote is a document that shows what you could expect to pay for a policy from an insurance provider. Each business quote will be different due to the unique needs of each business and factors such as industry, number of employees, past insurance claims, and deductibles. 

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Jun 30, 2023 Filed under: Business Insurance
what is bank statement

What Is A Bank Statement?

Bank statements are important for personal and business finance for a few reasons, including tracking income and expenses, identifying fraud, applying for funding, and tax purposes. 

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Jun 27, 2023 Filed under: Business Banking
what is a routing number

What Is A Bank Routing Number & How Do You Find It?

A bank routing number is a 9-digit number that uniquely identifies your bank account. Also known as American Bankers Association (ABA) routing numbers or routing transit numbers, these numbers were originally created by the ABA to make the check transaction process faster and more efficient. Routing numbers are also used for direct deposit forms, apps like Venmo and CashApp, or payments through services like PayPal.

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Jun 20, 2023 Filed under: Business Banking
how to get small business health insurance

How To Get Health Insurance For Your Small Business

While small business health insurance is an additional expense for your business, the benefits for both you and your employees are likely worth the cost. Potential tax benefits for your business and happier and more productive employees make adding health insurance as a benefit a win-win for your small business.

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Jun 12, 2023 Filed under: Small Business
bank identification number

What Is A Bank Identification Number?

BINs work by identifying the type of card being used to make a purchase, the location of the card issuer, and which bank issued the card. Financial institutions can then compare this information to their cardholder data to more easily identify fraudulent charges.

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Jun 12, 2023 Filed under: Business Banking
business loan proposal

How To Write A Business Loan Proposal

A business loan proposal is your opportunity to explain to a potential lender why they should take on the risk of lending to you. It’s a persuasive essay to convince the bank you are a viable business that will not default — you will paint that picture both with a narrative about your business and your profit/loss metrics.

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Jun 8, 2023 Filed under: Business Loans, Small Business
personal loan vs business loan

Personal Loans VS Business Loans: Which Funding Option Is Right For You?

When it comes to loans, every business has unique needs. What works for one business might not work for your own. Before even seeking out a lender, determine if your business can afford a loan and if the loan will truly help your business grow. Then, carefully weigh out the pros and cons of business loans versus personal loans to find the best match for your specific circumstances

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Jun 8, 2023 Filed under: Small Business
calculate business loan payment

How To Calculate Business Loan Payments

If a business loan still seems like a solid financial option for your business, you can move into calculating your monthly business loan payment. This will further help you decide if getting a loan will help boost the growth of your business.

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Jun 5, 2023 Filed under: Small Business

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